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Can a Federal Shutdown Delay Your Tax Refund? Here’s What to Know

For millions of Americans, a tax refund is more than just extra cash, it’s an essential financial boost. So when talk of a federal government shutdown surfaces, many taxpayers worry about possible de...

What Happens If Social Security Runs Out of Funds?

The possibility of Social Security trust fund depletion is raising urgent questions for millions of retirees. While benefits are not expected to vanish, a sudden cut could reshape retirement overnight. The Rea...

Medicare Telehealth Coverage Extended: How Long Will Virtual Care Last?

Congress has approved a multiyear extension of Medicare telehealth coverage, keeping expanded virtual care benefits in place until December 31, 2027. Previously, these benefits were set to expire on Ja...

Is the Government Shutting Down Again this 2026? Here’s the Latest

Washington is facing a tense deadline. With the US Senate heading toward a midnight Jan. 30, 2026, funding deadline, no deal is in place, raising the risk of another government shutdown. Why the Risk is...

Credit Card Trends in 2026: What’s Changing and Who May Qualify for Debt Relief

Credit cards are moving in two clear directions in 2026. While premium cards continue raising fees and adding exclusive perks, issuers are also expanding more accessible options — and offe...

IRS Saver's Credit: Here's How to Get Up to $1,000 Back on 2026 Taxes

Missed tax break? The Retirement Savings Contributions Credit (Saver's Credit) can cut your 2026 taxes by 50% on up to $2,000 you saved for retirement – up to $1,000 ...

7 Free Ways to File 2026 Taxes (Even If You Make Over $84K)

Bad news first: The IRS Direct File program is suspended for 2026 tax season. Nearly 300K people used it last year, but Treasury Secretary Scott Bessent prioritized private companies instead. ...

$3,000 Voluntary Deportation Incentive: DHS Pays Migrants to Leave US by 2025 End

The U.S. Department of Homeland Security (DHS) has raised its self-deportation cash offer from $1,000 to $3,000 for undocumented migrants exiting by December 31, 2025. Participants also get f...

2025 Warrior Dividend: $1,776 Military Bonus Before Christmas

President Donald Trump announced a one-time $1,776 "Warrior Dividend" bonus for 1.45 million U.S. service members. It honors 250 years of the Armed Forces and thanks them for service. Fund...

Snag a Free iPhone in 2025: SNAP, Medicaid, Veterans, & SSI Households May Qualify

Low-income households may be able to get a free or discounted iPhone in 2025 through the federal Lifeline program, which helps families stay connected by offering subsidized phone service and, ...