Emergency Alert: These Companies Are Costing You More Than You Think

That's precisely the service Capital One Shopping provides. Install it onto your browser for free, and it will scour other websites including Walmart, eBay, and others before you check out, checking if your item is available for a cheaper price. It also offers coupon codes, price-drop alerts, and even the item's price history. Let's say you're shopping for a new TV, and you're confident you've found the best deal. You'll receive a pop-up if that exact TV is available for less elsewhere. If any coupon codes are available, they'll automatically be applied to your order. In the last year, this tool saved people $160 million. You can start in just a few clicks to see if you're overpaying online.
 

Instead, use a website called Easy Auto Policy to see all your options in one place. EverQuote is the largest online marketplace for insurance in the US, providing you with top options from over 175 different carriers. Spend a few minutes answering questions about yourself and your driving record. This information will enable EverQuote to give you the top recommendations for car insurance. In just a few minutes, you could save up to $610 a year.
 

A company named National Debt Relief could persuade your lenders to simply waive a considerable portion of what you owe. No bankruptcy, no loans — you don't even need to have good credit. If you're grappling with at least $10,000 in unsecured debt (credit card debt, personal loans, medical bills, etc.), National Debt Relief's experts will formulate a monthly payment plan for you. As your payments accumulate, they negotiate with your creditors to lessen the amount you owe. You then pay off the remainder in a lump sum. Typically, you could become debt-free within 24 to 48 months. National Debt Relief has already assisted over 500,000 people in paying off over $5 billion in debt. It takes less than a minute to sign up and discover how much debt you could eliminate.
 

While you're stressing out over your debt, your credit card company is profiting from those exorbitant interest rates. However, a website called AmOne aims to help. If you owe your credit card companies $50,000 or less, AmOne will match you with a low-interest loan you can use to pay off every single one of your balances. The advantage? You'll be left with one bill to pay each month. And because personal loans have lower interest rates (AmOne rates start at 5.99% APR), you'll get out of debt that much quicker. Plus: No credit card payment this month. You don't need a perfect credit score to get a loan, and comparing your options won't affect your score at all. Furthermore, AmOne keeps your information confidential and secure, which likely explains why after 20 years in business, it still maintains an A+ rating with the Better Business Bureau. It takes less than a minute and just 10 questions to see what loans you qualify for — you don't even need to enter your Social Security number. You do need to provide AmOne with a real phone number to qualify, but rest assured — they won't spam you with phone calls.
 

We understand. That's why we recommend a free site called Rakuten — they'll reward you to forgo the store and shop online instead. Yes, really. They collaborate with nearly every online store you probably shop at, and they can ensure you get some cash back every time you buy — up to 15% cash back. We spoke to Denver resident Colleen Rice, who's earned more than $526.44 in cash back since she started using Rakuten. For doing absolutely nothing. She simply uses Rakuten for purchases she already needs to make, like rental cars and flights. It takes less than a minute to open a Rakuten account and start shopping as you normally would. All you need is an email address. They'll pay you with a check in the mail every few months or deposit it into your PayPal account. Talk about money for nothing.