Effortless Ways to Make More Money, Spend Less and Get Ahead

Last updated: September 12, 2025

Everyday living has been more of a challenge in the last few years, mostly due to inflation. However, there are ways to make extra money and reduce bills.


Here are 4 Easy Options to Consider:

1. Sign up for Surveys
There is a free site that pays up to $5 per survey. You can earn up to $525 just for sharing your honest opinion with brands.

You can cash out your earnings via PayPal, your bank account, a gift card, or Amazon once you reach $5.

There are assistance programs designed to help you. See what you’re eligible for here!

2. Find Paid Clinical Trials In Your Area
Some Trials Pay Up To Several Thousand Dollars

• Potentially Compensated/ Low Effort

• Trials Are In Your Area

• Discover New Medications

• Free & Easy To Apply

3. Use Easy Auto Policy
This is a website that provides options for car insurance from more than 175 different carriers.

You can save up to boatloads a year in just a few minutes by answering some questions about yourself and your driving record.


4. Sell Items You No Longer Need or Use
You can sell your items on online marketplaces like eBay, Facebook Marketplace, or Craigslist.

Selling items that you no longer need is an excellent way to declutter your home and make extra money.
 

Unemployed and in Debt? Government Support Can Assist

Combining support programs with debt counseling can reduce bills, ease financial stress, and create stability. U.S. Benefits include:

• Unemployment Insurance – serves as your temporary income support

• SNAP – can help you and your family with grocery costs

• LIHEAP – assistance with utility bills

While the federal government does not directly pay off personal debt, you can:

• Contact a nonprofit credit counseling agency (like NFCC) to explore debt management plans.

• See if you qualify for federal student loan forbearance, income-driven repayment, or forgiveness via Federal Student Aid.

Read: Fired and in Debt? How to Manage Student Loans After Job Loss

These options provide breathing room to manage expenses and regain financial control.

If you need further assistance, the U.S. government's website benefits.gov is a great place to find help click the link at the top of this page. 

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